A signed paper trail for every notice your firm receives, drafts, and files.
Kreto is unemployment-claim software for accounting practices. Receive notices from any state, draft compliant responses, file on time, and produce a hash-verified audit pack on demand — for a single client or every client at once.
Three operations. One ledger.
Most claim-response software stops at “draft.” Kreto handles receipt, drafting, and filing — and signs every step into one audit pack so you don't have to reconstruct the trail later.
From any state, into one inbox.
Mail-scan integration in 47 states, direct API in CA · NY · TX · WA. Notices land parsed — claimant, employer, separation date, deadline — routed to the assigned partner within 4 minutes of receipt.
Compliant by jurisdiction. Reviewed by you.
Drafts pull facts from your payroll provider — ADP, Paychex, Intuit, Gusto, Rippling — and apply state-specific separation rules. You edit; every change is logged and citable. Nothing files without sign-off.
Direct submission. Confirmation receipts.
Direct SIDES submission where supported; portal-assisted submit elsewhere. Filing receipt is captured automatically, hashed, and added to the audit pack — alongside every prior step. One Merkle root per pack.
Every action signed. Every pack verifiable.
When a state wants to know what happened, you don't reconstruct from email and screenshots. You hand them a pack. Each pack is a hash-chained record of every notice action — receipt, edit, sign-off, filing — with a Merkle root anyone can verify offline.
For a CPA firm, the pack is the work. The interface is just how it's assembled.
- SHA-256Per-action hash chain — receipt → draft → review → file. No silent edits.
- RFC 3161Trusted timestamps on every action, sourced from a US-TSA-anchored authority.
- MERKLEOne root per pack. Verify the entire pack with a single 32-byte hash.
- 7 YEARRetention matches IRS record-keeping. PDF + JSON · downloadable any time.
50 states. 47 live · 3 in audit.
Separation rules differ by state — sometimes by county. Drafts are generated against the rule set in force on the receipt date, not the rule set today. Rate trajectories are tracked per employer, per state.
Dashed · in audit · ETA Q3 2026
We don't reconstruct anything. The audit pack is the response. When the state called about a 2024 charge, I downloaded one PDF and the question was over.
Where your firm already keeps the facts.
Drafts pull employment dates, separation reasons, and wages directly from your payroll provider. No duplicate data entry; no copy-paste mistakes; every fact is sourced and citable in the audit pack.
Flat $6 per employee per month.
One number. No per-seat licensing, no per-notice fees, no surprise overages. CPAs start free for the first 10 employer clients.
- Up to 10 employer clients
- 1 payroll integration
- Audit packs · 7yr retention
- Email support · 1 business day
- Unlimited employer entities
- All payroll integrations
- SIDES E-Response (in NASWA certification)
- SSO · SAML/OIDC
- Audit log export
- Priority support · 4hr
- Everything in Firm
- Custom data residency
- API + bulk operations
- Named CSM
- Custom DPA
- 1hr critical-path SLA
Existing customers on legacy v1.0 pricing keep their current terms — see /pricing for the full breakdown.
Get a 30-day audit-grade trial.
Bring 3 employer entities. Connect a payroll provider. We'll process your real notices for 30 days, you keep every audit pack we generate, and at day 30 you decide.